October 7, 2025

Striving for financial freedom before your 30s isn’t just smart—it’s game-changing! The sooner you get how money truly works, the quicker you can stop living paycheck to paycheck and start letting your wealth do the heavy lifting. Building good money habits now gives you freedom, security, and choices many chase for decades. So, what are these magic skills? Let’s dive into CA Nitin Kaushik’s six essential money skills everyone should master before turning 30. First up: "Your network is your net worth!" Kaushik says. Surround yourself with inspiring achievers like lawyers, investors, bankers, and entrepreneurs. These right connections can unlock doors that money alone can’t. Next, invest in yourself. Millionaires swear by this golden rule. Reading books, exercising, learning new skills, joining communities, and tuning into podcasts all pay you back in huge returns. No stock or asset can beat investing in your own growth. Controlling your spending is a must. Society tempts you to splurge and flaunt, but true financial freedom comes from clearing debt, saving an emergency fund, and letting money work for you—not showing off on Instagram. Pay yourself first! Treat investments like a must-pay bill. Automate SIPs and recurring deposits. This clever move turns your money into your personal employee, working hard for you 24/7. Increasing your income is a game-changer. Don’t wait for a raise; ask for one! Or switch jobs, launch a side hustle, or learn a high-income skill. More money means more freedom, options, and security. Finally, create a budget that actually works. Track every single rupee, separate needs from wants and wishes, and invest the extra cash. Financial clarity wins over flashy spending every single time. So, if you want to blast out of the paycheck trap and own your money life, start mastering these six money skills now. As CA Nitin Kaushik shows, your 30s are waiting—and financial freedom is calling!

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Tags: Financial freedom, Money skills, Investing, Income growth, Budgeting, Personal finance,