Four major banks—Bank of Baroda, RBL Bank, Yes Bank, and State Bank of India—have raised objections with the Central Information Commission (CIC). They oppose the disclosure of sensitive data like lists of defaulters, non-performing assets (NPA), penalties, and inspection reports. The Reserve Bank of India (RBI) declared these records "liable to be disclosed" under the Right to Information (RTI) Act. RTI applicants Dheeraj Mishra, Vathiraj, Girish Mittal, and Radha Raman Tiwari each filed separate requests with RBI. They sought details such as the top 100 NPAs, willful defaulters of Yes Bank, inspection reports of SBI and RBL, and documents linked to a ₹4.34 crore penalty imposed on Bank of Baroda after its statutory inspection. When RBI agreed that the information could be shared under the RTI Act, the banks appealed to the CIC. They argued that revealing such regulatory information would hurt their commercial interests. Information Commissioner Khushwant Singh Sethi referred the case to a larger bench of the CIC to decide on the issues raised.